As 2018 was the worst year for financial markets in 45 years, 2019 was one of the best years on record for all investments.

| EQUITY MARKETS

Equities performed well domestically and internationally. The S&P 500 rose 9.1% in the fourth quarter to finish the year up 31.5%. Equities in developed international markets were up 8.2% for the quarter and 22.0% for the year, and emerging market equities were up 11.8% for the quarter and 18.4% for the year.  READ MORE